# Bottom Line NTF’s fundamentally changed the investment industry, but they did not destroy it or all of its players. Early adopters have only expanded their reach and thus strengthened their position. The same will be true in the gem market and other luxury niches. Tokenisation will be a boon for those who embrace and adjust to this new vehicle, on both sides of the market. FIX00 is confident enough in that belief to start the process using its own gems at what will be fixed and heavily discounted rates. We believe a broader market is the ultimate arbiter of value, and will not lead (as the vested interests have always argued) to violent price dislocation or the destruction of supply-side discipline. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://wp.fix00.com/fix00-white-paper/overview/bottom-line.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.